/* =========================================================================
   Swipepy — Design System  ·  Light mode  ·  Trust Blue + Mint
   ========================================================================= */
:root{
  /* Brand */
  --blue-700:#1d4ed8; --blue-600:#2563eb; --blue-500:#3b82f6; --blue-50:#eff5ff;
  --mint-600:#059669; --mint-500:#10b981; --mint-400:#34d399; --mint-50:#ecfdf5;
  --coral:#f97362;

  /* Neutral ground */
  --ink-900:#0b1524; --ink-700:#1f2b3e; --ink-600:#3a475c; --ink-500:#5b687e;
  --ink-400:#8592a6; --ink-300:#b7c1d1;
  --line:#e6ebf2; --line-strong:#d5dde8;
  --bg:#f6f8fc; --bg-2:#eef2f8; --card:#ffffff; --card-tint:#fbfdff;

  --ok:#0f9d58; --warn:#e8a317; --err:#e0463c;

  --radius:16px; --radius-sm:11px; --radius-lg:26px; --radius-pill:999px;
  --shadow-sm:0 1px 2px rgba(16,32,64,.06),0 1px 3px rgba(16,32,64,.05);
  --shadow:0 6px 18px rgba(20,40,80,.08),0 2px 6px rgba(20,40,80,.05);
  --shadow-lg:0 24px 60px rgba(21,45,90,.14),0 8px 20px rgba(21,45,90,.08);
  --shadow-blue:0 14px 34px rgba(37,99,235,.28);

  --font-head:"Plus Jakarta Sans","Noto Sans Devanagari",-apple-system,Segoe UI,Roboto,sans-serif;
  --font-body:"Inter","Noto Sans Devanagari",-apple-system,Segoe UI,Roboto,sans-serif;
  --font-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace;

  --maxw:1180px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--font-body); color:var(--ink-700); background:var(--bg);
  line-height:1.6; -webkit-font-smoothing:antialiased; overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink-900);line-height:1.14;letter-spacing:-.02em;font-weight:800}
.mono{font-family:var(--font-mono)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
section{position:relative}
.muted{color:var(--ink-500)}
.center{text-align:center}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--font-head);
  font-weight:700;font-size:15px;border:0;cursor:pointer;border-radius:var(--radius-pill);
  padding:13px 26px;transition:.2s transform,.2s box-shadow,.2s background;line-height:1;white-space:nowrap}
.btn i{font-size:18px}
.btn:active{transform:translateY(1px)}
.btn-primary{background:linear-gradient(120deg,var(--blue-600),var(--blue-700));color:#fff;box-shadow:var(--shadow-blue)}
.btn-primary:hover{box-shadow:0 18px 40px rgba(37,99,235,.36);transform:translateY(-1px)}
.btn-mint{background:linear-gradient(120deg,var(--mint-500),var(--mint-600));color:#fff;box-shadow:0 12px 30px rgba(5,150,105,.26)}
.btn-ghost{background:#fff;color:var(--ink-800,#1f2b3e);border:1.5px solid var(--line-strong);box-shadow:var(--shadow-sm)}
.btn-ghost:hover{border-color:var(--blue-500);color:var(--blue-700)}
.btn-dark{background:var(--ink-900);color:#fff}
.btn-block{width:100%;justify-content:center}
.btn-lg{padding:16px 34px;font-size:16px}
.btn-sm{padding:9px 16px;font-size:13px}

/* ---------- Nav ---------- */
.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.86);
  backdrop-filter:saturate(150%) blur(14px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:800;font-size:21px;color:var(--ink-900)}
.brand-mark{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;color:#fff;
  background:linear-gradient(135deg,var(--blue-600),var(--mint-500));box-shadow:0 6px 16px rgba(37,99,235,.32);font-size:18px}
.brand span b{color:#10B981}
.brand .brand-cards{flex:0 0 auto;display:block}
.nav-links{display:flex;gap:6px;align-items:center}
.nav-links a{padding:9px 15px;border-radius:10px;font-weight:600;font-size:14.5px;color:var(--ink-600);transition:.15s}
.nav-links a:hover{background:var(--blue-50);color:var(--blue-700)}
.nav-links a.active{color:var(--blue-700)}
.nav-cta{display:flex;gap:10px;align-items:center}
.nav-toggle{display:none;background:none;border:0;font-size:26px;color:var(--ink-800);cursor:pointer}

/* Logged-in User Navbar Badge & Logout */
.nav-user-pill{display:inline-flex;align-items:center;gap:8px;background:var(--blue-50,#eff6ff);border:1.2px solid #bfdbfe;padding:4px 13px 4px 5px;border-radius:var(--radius-pill);text-decoration:none;transition:all .15s ease;font-family:var(--font-head);line-height:1}
.nav-user-pill:hover,.nav-user-pill.active{background:#dbeafe;border-color:#93c5fd}
.user-avatar-circle{width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,var(--blue-600,#2563eb),#1d4ed8);color:#fff;display:inline-grid;place-items:center;font-size:12px;font-weight:800;text-transform:uppercase;flex-shrink:0;box-shadow:0 2px 4px rgba(37,99,235,.25)}
.user-pill-name{font-size:13px;font-weight:700;color:var(--blue-700,#1d4ed8);max-width:120px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.btn-logout{display:inline-flex;align-items:center;gap:5px;color:var(--ink-600,#475569);padding:8px 13px;font-size:13px;font-weight:600;font-family:var(--font-head);border:1.5px solid var(--line-strong,#e2e8f0);background:#fff;border-radius:var(--radius-pill);cursor:pointer;transition:all .15s ease;line-height:1}
.btn-logout:hover{color:#ef4444;border-color:#fca5a5;background:#fef2f2}
@media(max-width:640px){
  .user-pill-name{display:none}
  .nav-user-pill{padding:4px}
  .logout-text{display:none}
  .btn-logout{padding:8px 10px}
}

/* ---------- Hero ---------- */
.hero{padding:70px 0 40px;background:
  radial-gradient(1100px 500px at 88% -8%,rgba(37,99,235,.10),transparent 60%),
  radial-gradient(760px 420px at 6% 12%,rgba(16,185,129,.10),transparent 55%)}
.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);
  padding:7px 15px;border-radius:var(--radius-pill);font-weight:600;font-size:13px;color:var(--ink-600);box-shadow:var(--shadow-sm)}
.pulse{width:8px;height:8px;border-radius:50%;background:var(--mint-500);box-shadow:0 0 0 0 rgba(16,185,129,.6);animation:pulse 1.8s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(16,185,129,.55)}70%{box-shadow:0 0 0 10px rgba(16,185,129,0)}100%{box-shadow:0 0 0 0 rgba(16,185,129,0)}}
.hero h1{font-size:clamp(34px,4.6vw,58px);margin:22px 0 18px}
.hero h1 .accent{background:linear-gradient(100deg,var(--blue-600),var(--mint-600));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-sub{font-size:18px;color:var(--ink-500);max-width:520px;margin-bottom:28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-trust{display:flex;gap:22px;margin-top:30px;flex-wrap:wrap}
.hero-trust .t{display:flex;align-items:center;gap:8px;font-size:13.5px;color:var(--ink-600);font-weight:600}
.hero-trust i{color:var(--mint-600);font-size:18px}

/* ---------- Calculator card ---------- */
.calc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);padding:26px;position:relative}
.calc::before{content:"";position:absolute;inset:0;border-radius:inherit;padding:1px;
  background:linear-gradient(140deg,rgba(37,99,235,.35),transparent 40%,rgba(16,185,129,.3));
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.calc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px}
.calc-head h3{font-size:19px}
.calc-badge{font-size:12px;font-weight:700;color:var(--mint-600);background:var(--mint-50);padding:5px 11px;border-radius:var(--radius-pill)}
.calc-label{font-size:13px;font-weight:600;color:var(--ink-500);margin:16px 0 7px}
.amount-input{display:flex;align-items:center;gap:6px;border:1.6px solid var(--line-strong);border-radius:var(--radius);
  padding:12px 16px;transition:.15s;background:var(--card-tint)}
.amount-input:focus-within{border-color:var(--blue-500);box-shadow:0 0 0 4px var(--blue-50)}
.amount-input .cur{font-size:24px;font-weight:800;color:var(--ink-400);font-family:var(--font-head)}
.amount-input input{border:0;outline:0;font-size:28px;font-weight:800;width:100%;color:var(--ink-900);background:transparent;font-family:var(--font-head)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}
.chip{border:1.4px solid var(--line-strong);background:#fff;color:var(--ink-600);font-weight:700;font-size:13px;
  padding:8px 14px;border-radius:var(--radius-pill);cursor:pointer;transition:.15s}
.chip:hover{border-color:var(--blue-500);color:var(--blue-700)}
.chip.on{background:var(--blue-600);color:#fff;border-color:var(--blue-600)}
input[type=range]{width:100%;margin:18px 0 4px;accent-color:var(--blue-600)}
.calc-break{border-top:1px dashed var(--line-strong);margin:18px 0;padding-top:16px;display:grid;gap:11px}
.calc-row{display:flex;justify-content:space-between;font-size:14.5px}
.calc-row span:first-child{color:var(--ink-500)}
.calc-row.total{font-family:var(--font-head);font-weight:800;font-size:19px;color:var(--ink-900);
  border-top:1px solid var(--line);padding-top:14px;margin-top:4px}
.calc-row.total .val{color:var(--mint-600)}
.fee-note{font-size:12px;color:var(--ink-400);margin-top:2px}

/* ---------- Ticker ---------- */
.ticker{overflow:hidden;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.ticker-track{display:flex;gap:44px;white-space:nowrap;padding:12px 0;animation:scroll 34s linear infinite;width:max-content}
.ticker-track .it{display:inline-flex;align-items:center;gap:9px;font-size:13.5px;color:var(--ink-600);font-weight:600}
.ticker-track .it i{color:var(--mint-600)}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- Logos strip ---------- */
.logos{padding:34px 0}
.logos p{text-align:center;font-size:12.5px;font-weight:700;letter-spacing:.14em;color:var(--ink-400);text-transform:uppercase;margin-bottom:18px}
.logos-row{display:flex;justify-content:center;gap:44px;flex-wrap:wrap;align-items:center;opacity:.85}
.logos-row .lg{font-family:var(--font-head);font-weight:800;font-size:20px;color:var(--ink-400)}

/* ---------- Sections ---------- */
.sec{padding:82px 0}
.sec-head{max-width:640px;margin:0 auto 52px;text-align:center}
.sec-tag{color:var(--blue-600);font-weight:800;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec-head h2{font-size:clamp(28px,3.4vw,42px);margin:12px 0 14px}
.sec-head p{color:var(--ink-500);font-size:17px}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;box-shadow:var(--shadow-sm);position:relative;transition:.2s}
.step:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.step .n{font-family:var(--font-head);font-weight:800;font-size:14px;color:#fff;background:var(--blue-600);width:34px;height:34px;border-radius:10px;display:grid;place-items:center;margin-bottom:18px}
.step:nth-child(2) .n{background:var(--mint-500)}
.step:nth-child(3) .n{background:var(--ink-900)}
.step h3{font-size:19px;margin-bottom:9px}
.step p{color:var(--ink-500);font-size:14.5px}

/* Feature bento */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:minmax(150px,auto);gap:20px}
.tile{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm);transition:.2s;display:flex;flex-direction:column}
.tile:hover{box-shadow:var(--shadow);border-color:var(--line-strong)}
.tile .ic{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;font-size:22px;margin-bottom:16px;background:var(--blue-50);color:var(--blue-600)}
.tile h3{font-size:18px;margin-bottom:8px}
.tile p{color:var(--ink-500);font-size:14px}
.tile.wide{grid-column:span 2}
.tile.tall{grid-row:span 2}
.tile.dark{background:linear-gradient(150deg,var(--ink-900),#132238);color:#fff;border:0}
.tile.dark h3,.tile.dark .big{color:#fff}
.tile.dark p{color:rgba(255,255,255,.72)}
.tile.dark .ic{background:rgba(255,255,255,.12);color:var(--mint-400)}
.tile .big{font-family:var(--font-head);font-weight:800;font-size:40px;color:var(--ink-900);letter-spacing:-.03em}
.tile.mint .ic{background:var(--mint-50);color:var(--mint-600)}

/* Stats */
.stats{background:linear-gradient(150deg,var(--ink-900),#122036);border-radius:var(--radius-lg);padding:52px 40px;color:#fff}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
.stat .num{font-family:var(--font-head);font-weight:800;font-size:clamp(30px,3.6vw,46px);background:linear-gradient(100deg,#fff,var(--mint-400));-webkit-background-clip:text;background-clip:text;color:transparent}
.stat .lbl{color:rgba(255,255,255,.66);font-size:14px;margin-top:4px}

/* Testimonials — landscape, continuously auto-scrolling marquee */
.tmarquee{overflow:hidden;position:relative;margin:0 -6px;padding:6px;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.tmarquee-track{display:flex;gap:22px;width:max-content;animation:tmarquee-scroll 70s linear infinite}
.tmarquee:hover .tmarquee-track,.tmarquee:focus-within .tmarquee-track{animation-play-state:paused}
.tmarquee .quote{flex:0 0 380px;width:380px}
@keyframes tmarquee-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion: reduce){.tmarquee-track{animation:none}}
@media (max-width:640px){.tmarquee .quote{flex:0 0 300px;width:300px}}

.quote{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}
.quote .stars{color:#f5a623;font-size:15px;margin-bottom:12px}
.quote p{color:var(--ink-700);font-size:15px;margin-bottom:18px}
.quote p.quote-hi{font-family:'Noto Sans Devanagari',var(--font-body);font-size:14px;color:var(--ink-500);padding-top:14px;border-top:1px dashed var(--line)}
.quote .who{display:flex;align-items:center;gap:12px}
.avatar{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-family:var(--font-head);font-weight:800;color:#fff;background:linear-gradient(135deg,var(--blue-600),var(--mint-500))}
.quote .who b{display:block;font-size:14.5px;color:var(--ink-900)}
.quote .who small{color:var(--ink-400)}

/* FAQ */
.faq{max-width:760px;margin:0 auto;display:grid;gap:12px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-sm);padding:4px 20px;box-shadow:var(--shadow-sm)}
.faq summary{cursor:pointer;padding:16px 0;font-family:var(--font-head);font-weight:700;color:var(--ink-900);font-size:16px;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--blue-600);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--ink-500);padding:0 0 18px;font-size:14.5px}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--blue-700),var(--blue-600));border-radius:var(--radius-lg);
  padding:56px;text-align:center;color:#fff;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-60px;top:-60px;width:280px;height:280px;border-radius:50%;background:rgba(255,255,255,.08)}
.cta-band h2{color:#fff;font-size:clamp(26px,3vw,38px)}
.cta-band p{color:rgba(255,255,255,.85);margin:12px auto 26px;max-width:520px}

/* ---------- Footer ---------- */
.footer{background:var(--ink-900);color:rgba(255,255,255,.7);padding:64px 0 30px;margin-top:20px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px}
.footer .brand{color:#fff;margin-bottom:14px}
.footer p{font-size:14px;max-width:280px}
.footer h4{color:#fff;font-size:14px;margin-bottom:16px;font-family:var(--font-head)}
.footer ul{list-style:none;display:grid;gap:10px}
.footer ul a{font-size:14px;color:rgba(255,255,255,.66);transition:.15s}
.footer ul a:hover{color:var(--mint-400)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:rgba(255,255,255,.5)}
.footer-legal{font-size:12px;color:rgba(255,255,255,.4);margin-top:16px;line-height:1.7}

/* ---------- Support widget ---------- */
.support-fab{position:fixed;right:22px;bottom:22px;z-index:50;background:#25d366;color:#fff;width:56px;height:56px;
  border-radius:50%;display:grid;place-items:center;font-size:28px;box-shadow:0 10px 26px rgba(37,211,102,.45);transition:.2s}
.support-fab:hover{transform:scale(1.06)}

/* =========================================================================
   Forms / Auth / Wizard  (login.html, money-transfer.html)
   ========================================================================= */
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;font-weight:700;color:var(--ink-600);margin-bottom:7px}
.field input,.field select{width:100%;border:1.5px solid var(--line-strong);border-radius:var(--radius-sm);
  padding:13px 15px;font-size:15px;font-family:var(--font-body);color:var(--ink-900);background:var(--card-tint);transition:.15s}
.field input:focus,.field select:focus{outline:0;border-color:var(--blue-500);box-shadow:0 0 0 4px var(--blue-50);background:#fff}
.field .hint{font-size:12.5px;margin-top:6px;color:var(--ink-400)}
.field .hint.ok{color:var(--ok)} .field .hint.err{color:var(--err)}
.field.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field.three{display:grid;grid-template-columns:1fr 1.15fr 0.95fr;gap:14px}
.input-pre{display:flex;align-items:stretch}
.input-pre .pre{background:var(--bg-2);border:1.5px solid var(--line-strong);border-right:0;border-radius:var(--radius-sm) 0 0 var(--radius-sm);
  padding:13px 13px;font-weight:700;color:var(--ink-600);display:flex;align-items:center}
.input-pre input{border-radius:0 var(--radius-sm) var(--radius-sm) 0}

/* Auth page */
.auth-wrap{min-height:100vh;display:grid;grid-template-columns:1fr 1fr}
.auth-brand{background:linear-gradient(160deg,var(--blue-700),#0b2c73 70%,var(--ink-900));color:#fff;padding:56px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}
.auth-brand::after{content:"";position:absolute;left:-80px;bottom:-80px;width:340px;height:340px;border-radius:50%;background:rgba(16,185,129,.16)}
.auth-brand h2{color:#fff;font-size:34px;margin-bottom:16px}
.auth-brand p{color:rgba(255,255,255,.8);max-width:360px}
.auth-points{display:grid;gap:16px;margin-top:32px;position:relative;z-index:1}
.auth-points .p{display:flex;gap:12px;align-items:flex-start}
.auth-points i{color:var(--mint-400);font-size:20px;margin-top:2px}
.auth-panel{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:40px 24px}
.auth-card{width:100%;max-width:410px}
.auth-card h1{font-size:27px;margin-bottom:6px}
.auth-card .lead{color:var(--ink-500);margin-bottom:26px;font-size:15px}
.auth-mobile-brand{display:none}
.tabs{display:flex;background:var(--bg-2);border-radius:var(--radius-pill);padding:5px;margin-bottom:24px}
.tabs button{flex:1;border:0;background:none;padding:10px;border-radius:var(--radius-pill);font-family:var(--font-head);font-weight:700;font-size:14px;color:var(--ink-500);cursor:pointer;transition:.18s}
.tabs button.on{background:#fff;color:var(--blue-700);box-shadow:var(--shadow-sm)}
.btn-google{width:100%;display:flex;align-items:center;justify-content:center;gap:11px;border:1.5px solid var(--line-strong);
  background:#fff;border-radius:var(--radius-sm);padding:13px;font-family:var(--font-head);font-weight:700;font-size:15px;color:var(--ink-700);cursor:pointer;transition:.15s}
.btn-google:hover{border-color:var(--ink-300);box-shadow:var(--shadow-sm)}
.divider{display:flex;align-items:center;gap:14px;color:var(--ink-400);font-size:13px;margin:20px 0}
.divider::before,.divider::after{content:"";flex:1;height:1px;background:var(--line)}
.otp-boxes{display:flex;gap:10px;justify-content:space-between;margin:8px 0 14px}
.otp-boxes input{width:100%;aspect-ratio:1;text-align:center;font-size:24px;font-weight:800;font-family:var(--font-head);
  border:1.6px solid var(--line-strong);border-radius:var(--radius-sm);color:var(--ink-900);background:var(--card-tint)}
.otp-boxes input:focus{outline:0;border-color:var(--blue-500);box-shadow:0 0 0 4px var(--blue-50);background:#fff}
.otp-meta{display:flex;justify-content:space-between;font-size:13px;color:var(--ink-500);margin-bottom:18px}
.otp-meta a{color:var(--blue-600);font-weight:700}
.strength{height:6px;border-radius:4px;background:var(--line);margin-top:8px;overflow:hidden}
.strength i{display:block;height:100%;width:0;transition:.3s;border-radius:4px}
.demo-otp{background:var(--mint-50);border:1px dashed var(--mint-500);color:var(--mint-600);font-size:13px;
  padding:10px 14px;border-radius:var(--radius-sm);margin-bottom:14px;font-weight:600}
.form-foot{text-align:center;font-size:14px;color:var(--ink-500);margin-top:18px}
.form-foot a{color:var(--blue-600);font-weight:700}

@keyframes otpShake {
  0%, 100% { transform: translateX(0); }
  20%, 60% { transform: translateX(-6px); }
  40%, 80% { transform: translateX(6px); }
}
.otp-error-shake {
  animation: otpShake 0.4s ease-in-out;
}
.otp-boxes input.err-border {
  border-color: #ef4444 !important;
  background: #fef2f2 !important;
  color: #b91c1c !important;
  box-shadow: 0 0 0 3px rgba(239,68,68,0.2) !important;
}

/* Wizard */
.wiz{max-width:660px;margin:30px auto 70px;padding:0 16px}
.wiz-wrap{max-width:660px;margin:30px auto 70px;padding:0 16px}
.wiz-card{background:#ffffff;border:1px solid #e2e8f0;border-radius:20px;box-shadow:0 6px 24px rgba(0,0,0,0.03);padding:36px 36px 40px}

/* 4-Step Stepper (PERSONAL, BANK, PAYMENT, SECURITY) */
.stepper-modern{display:flex;align-items:center;justify-content:space-between;margin-bottom:34px;padding:0 6px}
.step-node{display:flex;flex-direction:column;align-items:center;position:relative;z-index:2;flex:0 0 auto}
.step-circle{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-family:var(--font-body);font-size:13px;font-weight:700;background:#ffffff;border:1.5px solid #cbd5e1;color:#94a3b8;transition:all .25s ease}
.step-label{font-size:10px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;color:#94a3b8;margin-top:8px;transition:color .25s ease}

/* Step Node Active */
.step-node.active .step-circle{background:#0f172a;border-color:#0f172a;color:#ffffff}
.step-node.active .step-label{color:#0f172a}

/* Step Node Done */
.step-node.done .step-circle{background:#10b981;border-color:#10b981;color:#ffffff}
.step-node.done .step-label{color:#0f172a}

/* Connecting Line */
.step-line{flex:1;height:1.5px;background:#e2e8f0;margin:0 10px;margin-bottom:22px;transition:background .3s ease}
.step-line.done{background:#10b981}

/* Centered Pane Header */
.pane-header-center{text-align:center;margin-bottom:26px}
.pane-title{font-family:var(--font-head);font-size:22px;font-weight:800;color:#0f172a;letter-spacing:-.3px;margin:0 0 5px}
.pane-subtitle{font-size:13.5px;color:#64748b;margin:0}

/* Amount Input Box */
.amount-input-box{display:flex;align-items:center;border:1.5px solid #e2e8f0;border-radius:var(--radius-sm);background:#ffffff;padding:0 14px;transition:all .15s ease}
.amount-input-box:focus-within{border-color:#2563eb;box-shadow:0 0 0 3px rgba(37,99,235,.08)}
.amount-input-box .cur-symbol{font-weight:700;font-size:16px;color:#0f172a;margin-right:6px}
.amount-input-box input{border:none!important;background:transparent!important;padding:12px 0!important;font-size:16px!important;font-weight:700!important;color:#0f172a!important;box-shadow:none!important}

/* Main Continue Button */
.btn-continue-main{width:100%;background:#0f172a;color:#ffffff;border:none;border-radius:10px;padding:14px 20px;
  font-size:15px;font-weight:700;display:flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;margin-top:20px;transition:background .15s ease,transform .1s ease}
.btn-continue-main:hover{background:#1e293b;transform:translateY(-1px)}

/* Step Back Link */
.btn-step-back{display:block;margin:20px auto 4px;background:none;border:none;color:#64748b;font-size:13.5px;font-weight:600;cursor:pointer;transition:color .15s ease}
.btn-step-back:hover{color:#0f172a}

.pane{display:none} .pane.on{display:block;animation:fade .3s ease}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

/* IFSC result panel */
.ifsc-result{border:1px solid var(--line);background:var(--bg);border-radius:var(--radius-sm);padding:16px;margin-top:6px;display:none}
.ifsc-result.on{display:block;animation:fade .3s}
.ifsc-result .bk{font-family:var(--font-head);font-weight:800;color:var(--ink-900);font-size:15px}
.ifsc-result .br{font-size:13px;color:var(--ink-500);margin-top:2px}

/* Bank name search dropdown (custom — native <datalist> isn't shown on mobile browsers) */
.bank-search{position:relative}
.bank-suggest{display:none;position:absolute;left:0;right:0;top:calc(100% + 4px);z-index:60;
  background:#fff;border:1.5px solid var(--line-strong);border-radius:var(--radius-sm);
  box-shadow:0 14px 34px rgba(15,23,42,.16);max-height:230px;overflow-y:auto}
.bank-suggest.on{display:block;animation:fade .15s ease}
.bank-suggest .opt{padding:11px 15px;font-size:14.5px;color:var(--ink-900);cursor:pointer}
.bank-suggest .opt:hover,.bank-suggest .opt.hi{background:var(--blue-50)}
.bank-suggest .empty{padding:11px 15px;font-size:13.5px;color:var(--ink-400)}
.rails{display:flex;gap:7px;flex-wrap:wrap;margin-top:11px}
.rail{font-size:11px;font-weight:800;letter-spacing:.03em;padding:4px 10px;border-radius:var(--radius-pill);background:var(--blue-50);color:var(--blue-700)}
.rail.off{background:var(--bg-2);color:var(--ink-300)}

/* 3D live card — Full 3D Model rotation & Continuous Holographic Shine */
.card3d-wrap{perspective:1200px;margin:0 auto 6px;max-width:360px;width:100%}
.card3d{position:relative;width:100%;aspect-ratio:1.586;transform-style:preserve-3d;
  --rotateX:0deg;--rotateY:0deg;--lightX:50%;--lightY:50%;
  transform:rotateX(var(--rotateX, 0deg)) rotateY(var(--rotateY, 0deg));
  transition:transform .18s ease-out;
  cursor:grab;touch-action:none;user-select:none}
.card3d.flip{--rotateY:180deg}
.card3d.dragging{transition:none;cursor:grabbing}
.card3d-controls{display:flex;align-items:center;justify-content:space-between;margin:8px auto 14px;max-width:360px;padding:0 4px}
.card3d-hint{font-size:11.5px;color:var(--ink-400);display:flex;align-items:center;gap:5px;margin:0}
.btn-flip-card{background:var(--blue-50);border:1px solid rgba(37,99,235,.2);color:var(--blue-700);font-size:11.5px;font-weight:700;padding:4px 10px;border-radius:6px;cursor:pointer;display:inline-flex;align-items:center;gap:4px;transition:.15s}
.btn-flip-card:hover{background:var(--blue-100)}

.card-face{position:absolute;inset:0;border-radius:16px;backface-visibility:hidden;color:#fff;
  padding:clamp(14px, 4vw, 20px);
  display:flex;flex-direction:column;justify-content:space-between;
  box-shadow:0 18px 40px -6px rgba(15,23,42,.42),0 0 0 1px rgba(255,255,255,.22) inset,0 2px 4px rgba(0,0,0,.25);
  border:1px solid rgba(255,255,255,.25);
  overflow:hidden;background:linear-gradient(135deg,#1e3a8a 0%,#1e40af 40%,#0284c7 80%,#0369a1 100%)}

/* Continuous animated holographic sheen */
.card-face::before{content:"";position:absolute;top:-120%;left:-120%;width:340%;height:340%;pointer-events:none;z-index:2;
  background:linear-gradient(115deg,transparent 0%,transparent 35%,rgba(255,255,255,.12) 42%,rgba(255,255,255,.55) 48%,rgba(56,189,248,.35) 51%,rgba(244,114,182,.3) 54%,rgba(255,255,255,.4) 57%,transparent 65%,transparent 100%);
  animation:cardConstantShine 4.5s ease-in-out infinite}
@keyframes cardConstantShine{0%{transform:translate(-35%,-35%) rotate(25deg);opacity:.7}50%{transform:translate(35%,35%) rotate(25deg);opacity:1}100%{transform:translate(-35%,-35%) rotate(25deg);opacity:.7}}

/* Dynamic specular light reflection */
.card-face::after{content:"";position:absolute;inset:0;pointer-events:none;z-index:1;
  background:radial-gradient(circle at var(--lightX,50%) var(--lightY,50%),rgba(255,255,255,.35) 0%,rgba(255,255,255,.05) 45%,transparent 70%);
  mix-blend-mode:overlay}

.card-top-row{display:flex;align-items:center;justify-content:space-between;width:100%;position:relative;z-index:3}
.card-top-badges{display:flex;align-items:center;gap:10px}
.card-face .chip{width:38px;height:28px;border-radius:5px;background:linear-gradient(135deg,#ffd700 0%,#d4af37 50%,#aa7c11 100%);position:relative;z-index:3;
  box-shadow:0 1px 3px rgba(0,0,0,.35),inset 0 1px 1px rgba(255,255,255,.7);border:0.5px solid rgba(0,0,0,.2);overflow:hidden}
.chip-line.horizontal{position:absolute;top:50%;left:0;right:0;height:1px;background:rgba(0,0,0,.3)}
.chip-line.vertical{position:absolute;left:50%;top:0;bottom:0;width:1px;background:rgba(0,0,0,.3)}
.card-face .nfc{font-size:18px;opacity:.9;line-height:1}
.card-scheme{font-family:var(--font-head);font-weight:900;font-size:14px;letter-spacing:.5px;text-transform:uppercase}

.card-num{position:relative;z-index:3;font-family:var(--font-mono);font-size:clamp(13px,4.4vw,19px);font-weight:700;letter-spacing:clamp(1.2px,0.4vw,2.5px);white-space:nowrap;text-shadow:0 1px 2px rgba(0,0,0,.8),0 0 1px rgba(255,255,255,.2);margin:4px 0}
.card-row{position:relative;z-index:3;display:flex;justify-content:space-between;align-items:flex-end;gap:8px;width:100%}
.card-row small{display:block;font-size:8px;letter-spacing:.12em;opacity:.75;text-transform:uppercase;margin-bottom:2px}
.card-row .v{font-family:var(--font-mono);font-size:clamp(11px,3.2vw,13px);font-weight:600;letter-spacing:1px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;text-shadow:0 1px 2px rgba(0,0,0,.7)}
.card-holder-col{flex:1;min-width:0}
.card-exp-col{flex-shrink:0;text-align:right}

.card-back{transform:rotateY(180deg);background:linear-gradient(135deg,#0f172a 0%,#1e293b 100%);padding:0 !important;display:flex;flex-direction:column;justify-content:space-between}
.card-back .stripe{height:38px;background:#020617;margin-top:16px;width:100%}
.card-back .cvv-row{padding:0 18px}
.card-back .cvv-strip{background:#f8fafc;color:#0f172a;height:32px;border-radius:4px;display:flex;align-items:center;justify-content:flex-end;padding:0 12px;font-family:var(--font-mono);font-weight:700;letter-spacing:2px;font-size:12px}
.card-back-text{padding:0 18px 14px;font-size:9px;color:#94a3b8;opacity:.8}

/* Auth modal (transfer authorization) */
/* overflow-y:auto is load-bearing: without it, a modal-card taller than the
   viewport gets centered and clipped equally top+bottom with no way to
   scroll to the clipped part — confirmed on mobile (KYC modal's icon was
   cut clean in half). This makes every current and future .modal safe on
   short viewports (and with the keyboard open) without touching each one. */
.modal{position:fixed;inset:0;background:rgba(11,21,36,.55);backdrop-filter:blur(4px);z-index:100;display:none;align-items:center;justify-content:center;padding:20px;overflow-y:auto}
.modal.on{display:flex;animation:fade .25s}
.modal-card{background:#fff;border-radius:var(--radius-lg);max-width:420px;width:100%;padding:32px;text-align:center;box-shadow:var(--shadow-lg);margin:auto}
.modal-card .lock{width:64px;height:64px;border-radius:50%;background:var(--blue-50);color:var(--blue-600);display:grid;place-items:center;font-size:30px;margin:0 auto 16px}
.success-check{width:80px;height:80px;border-radius:50%;background:var(--mint-50);color:var(--mint-600);display:grid;place-items:center;font-size:42px;margin:0 auto 18px}
.receipt{background:var(--bg);border:1px dashed var(--line-strong);border-radius:var(--radius-sm);padding:18px;text-align:left;margin:18px 0;display:grid;gap:9px}
.receipt .r{display:flex;justify-content:space-between;font-size:14px}
.receipt .r span:first-child{color:var(--ink-500)}
.receipt .r b{font-family:var(--font-mono);color:var(--ink-900)}
.countdown{font-family:var(--font-mono);font-weight:700;color:var(--blue-700)}

/* Page hero (inner pages) */
.page-hero{padding:56px 0 30px;background:radial-gradient(800px 300px at 80% 0,rgba(37,99,235,.08),transparent)}
.page-hero h1{font-size:clamp(30px,4vw,46px)}
.page-hero p{color:var(--ink-500);font-size:17px;max-width:560px;margin-top:12px}

/* Contact / about helpers */
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.info-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm);display:flex;gap:14px;align-items:flex-start;margin-bottom:14px}
.info-card i{font-size:22px;color:var(--blue-600);background:var(--blue-50);width:44px;height:44px;border-radius:11px;display:grid;place-items:center;flex:0 0 auto}
.info-card b{display:block;color:var(--ink-900);font-family:var(--font-head)}
.info-card p{color:var(--ink-500);font-size:14px}

/* =========================================================================
   Premium polish — people photos, social proof, lifestyle band
   ========================================================================= */

/* Avatar stack (social proof) */
.people{display:flex;align-items:center;gap:14px;margin-top:28px;flex-wrap:wrap}
.avatars{display:flex}
.avatars img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2.5px solid #fff;
  box-shadow:0 3px 8px rgba(20,40,80,.14);margin-left:-12px;background:var(--bg-2)}
.avatars img:first-child{margin-left:0}
.avatars .more{width:44px;height:44px;border-radius:50%;margin-left:-12px;border:2.5px solid #fff;
  display:grid;place-items:center;font-family:var(--font-head);font-weight:800;font-size:12.5px;color:#fff;
  background:linear-gradient(135deg,var(--blue-600),var(--mint-500));box-shadow:0 3px 8px rgba(20,40,80,.14)}
.people-txt{font-size:13.5px;color:var(--ink-600);line-height:1.4}
.people-txt b{color:var(--ink-900);font-family:var(--font-head)}
.people-txt .rate{color:#f5a623;letter-spacing:1px;font-size:12.5px}

/* Testimonial headshots */
.quote .who .pic{width:46px;height:46px;border-radius:50%;object-fit:cover;flex:0 0 auto;
  border:2px solid #fff;box-shadow:0 4px 12px rgba(20,40,80,.12)}
.quote{transition:.22s}
.quote:hover{box-shadow:var(--shadow);transform:translateY(-3px)}

/* Lifestyle / featured band */
.feature-band{padding:82px 0}
.feature-split{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.feature-copy .sec-tag{display:inline-block;margin-bottom:14px}
.feature-copy h2{font-size:clamp(28px,3.2vw,40px);margin-bottom:16px}
.feature-copy>p{color:var(--ink-500);font-size:17px;margin-bottom:24px;max-width:480px}
.feature-list{display:grid;gap:16px;margin-bottom:30px}
.feature-list .li{display:flex;gap:13px;align-items:flex-start}
.feature-list .li i{flex:0 0 auto;width:40px;height:40px;border-radius:11px;display:grid;place-items:center;
  font-size:20px;background:var(--blue-50);color:var(--blue-600)}
.feature-list .li:nth-child(2) i{background:var(--mint-50);color:var(--mint-600)}
.feature-list .li b{display:block;color:var(--ink-900);font-family:var(--font-head);font-size:16px;margin-bottom:2px}
.feature-list .li p{color:var(--ink-500);font-size:14px}

.feature-visual{position:relative}
.feature-visual .shot{width:100%;aspect-ratio:4/4.4;object-fit:cover;border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);position:relative;z-index:1}
.feature-visual::before{content:"";position:absolute;inset:-18px -18px auto auto;width:70%;height:70%;
  background:linear-gradient(140deg,rgba(37,99,235,.16),rgba(16,185,129,.14));border-radius:var(--radius-lg);z-index:0}
.float-card{position:absolute;z-index:2;background:#fff;border-radius:var(--radius);padding:14px 16px;
  box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px;border:1px solid var(--line)}
.float-card.tl{left:-24px;top:38px}
.float-card.br{right:-20px;bottom:40px}
.float-card .fic{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;font-size:19px;
  background:var(--mint-50);color:var(--mint-600);flex:0 0 auto}
.float-card.tl .fic{background:var(--blue-50);color:var(--blue-600)}
.float-card small{display:block;font-size:11px;color:var(--ink-400);font-weight:600}
.float-card b{font-family:var(--font-head);font-size:14px;color:var(--ink-900)}

/* Team grid */
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.team .member{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:22px;text-align:center;box-shadow:var(--shadow-sm);transition:.22s}
.team .member:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.team .member img{width:92px;height:92px;border-radius:50%;object-fit:cover;margin:0 auto 14px;
  border:3px solid #fff;box-shadow:0 6px 18px rgba(20,40,80,.16)}
.team .member b{display:block;font-family:var(--font-head);color:var(--ink-900);font-size:16px}
.team .member small{color:var(--blue-600);font-weight:700;font-size:13px}
.team .member p{color:var(--ink-500);font-size:13px;margin-top:8px}

/* Support team card (contact) */
.support-card{background:linear-gradient(150deg,var(--blue-700),#0b2c73);color:#fff;border-radius:var(--radius);
  padding:22px;margin-bottom:14px;box-shadow:var(--shadow)}
.support-card .avatars{margin-bottom:14px}
.support-card b{display:block;font-family:var(--font-head);font-size:16px;margin-bottom:2px}
.support-card p{color:rgba(255,255,255,.78);font-size:14px}
.support-card .pill{display:inline-flex;align-items:center;gap:7px;margin-top:12px;background:rgba(255,255,255,.12);
  border-radius:var(--radius-pill);padding:6px 13px;font-size:12.5px;font-weight:700}
.support-card .pill i{color:var(--mint-400)}

/* Heading fee accent */
.h-fee{background:linear-gradient(100deg,var(--mint-600),var(--mint-500));
  -webkit-background-clip:text;background-clip:text;color:transparent;white-space:nowrap}

/* Highlighted fee */
.fee-hl{font-family:var(--font-head);font-weight:800;font-size:1.5em;line-height:1;
  color:var(--mint-600);letter-spacing:-.02em;white-space:nowrap;
  background:linear-gradient(120deg,var(--mint-600),var(--mint-500));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.calc-badge.big{font-size:15px;padding:7px 14px;font-weight:800}

/* Refined premium feel */
.step,.tile,.quote,.info-card{will-change:transform}
.hero h1{letter-spacing:-.025em}
.sec-head h2{letter-spacing:-.025em}

/* ---------- Responsive ---------- */
@media(max-width:1024px){
  .feature-split{gap:40px}
}
@media(max-width:980px){
  .hero-grid,.split{grid-template-columns:1fr;gap:36px}
  .steps,.stats-grid{grid-template-columns:1fr 1fr}
  .bento{grid-template-columns:1fr 1fr}
  .tile.wide,.tile.tall{grid-column:auto;grid-row:auto}
  .footer-grid{grid-template-columns:1fr 1fr}
  .team{grid-template-columns:1fr 1fr}
  .auth-wrap{grid-template-columns:1fr}
  .auth-brand{display:none}
  .auth-mobile-brand{display:flex;flex-direction:column;align-items:center;gap:7px;margin-bottom:26px;text-align:center}
  .auth-mobile-brand .brand{font-size:21px}
  .amb-trust{font-size:12px;color:var(--ink-400);font-weight:600;display:flex;align-items:center;gap:5px}
  .amb-trust i{color:var(--mint-500)}
  .feature-split{grid-template-columns:1fr;gap:52px}
  .feature-band{padding:64px 0}
  .feature-visual{max-width:460px;margin:0 auto}
  .feature-copy>p,.hero-sub{max-width:none}
  .calc{max-width:520px;margin:0 auto}
}
@media(max-width:640px){
  .nav-links{position:fixed;inset:70px 0 auto 0;background:#fff;flex-direction:column;padding:16px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);transform:translateY(-140%);transition:.28s;z-index:59}
  .nav-links.open{transform:none}
  .nav-links a{width:100%}
  .nav-toggle{display:block}
  .nav-cta .btn-ghost{display:none}
  .steps,.stats-grid,.bento,.footer-grid,.field.two,.field.three,.team{grid-template-columns:1fr}
  .cta-band,.stats{padding:34px 22px}
  .container{padding:0 18px}
  .hero{padding:40px 0 16px}
  .hero-actions .btn{flex:1;justify-content:center}
  .hero-trust{gap:14px 20px}
  .sec{padding:52px 0}
  .feature-band{padding:52px 0}
  .wiz-card,.calc{padding:20px}
  .modal{padding:14px}
  .modal-card{padding:22px 18px}
  .otp-boxes input{font-size:20px}
  .otp-boxes{gap:7px}
  .auth-panel{padding:28px 18px}
  .auth-mobile-brand{margin-bottom:20px}
  /* keep floating cards on-screen */
  .float-card.tl{left:8px;top:14px}
  .float-card.br{right:8px;bottom:16px}
  .float-card{padding:10px 12px}
  .people{justify-content:flex-start}
  .footer-bottom{flex-direction:column;gap:6px}
}
@media(max-width:400px){
  .hero h1{font-size:30px}
  .amount-input input{font-size:24px}
  .float-card small{display:none}
}

/* =========================================================================
   Premium 3D credit-card loader
   ========================================================================= */
.ccl{width:210px;height:132px;margin:0 auto 22px;position:relative;perspective:1000px}
.ccl-float{width:100%;height:100%;animation:cclFloat 2.8s ease-in-out infinite}
.ccl-card{position:relative;width:100%;height:100%;transform-style:preserve-3d;
  animation:cclFlip 2.6s ease-in-out infinite}
.ccl-face{position:absolute;inset:0;border-radius:15px;backface-visibility:hidden;
  overflow:hidden;color:#fff;padding:16px 18px;box-shadow:0 22px 40px rgba(11,26,64,.34)}
.ccl-front{background:linear-gradient(135deg,#3b82f6 0%,#1d4ed8 46%,#0b2c73 100%)}
.ccl-back{background:linear-gradient(135deg,#16233a,#243a5e);transform:rotateY(180deg);padding:0}
.ccl-top{display:flex;align-items:center;justify-content:space-between}
.ccl-chip{width:36px;height:27px;border-radius:6px;background:linear-gradient(135deg,#f7d888,#c99a3a);position:relative;box-shadow:inset 0 0 0 1px rgba(0,0,0,.12)}
.ccl-chip::after{content:"";position:absolute;inset:5px 8px;border:1px solid rgba(0,0,0,.22);border-radius:2px}
.ccl-nfc{font-size:19px;opacity:.85;transform:rotate(90deg)}
.ccl-num{font-family:var(--font-mono);font-size:13.5px;letter-spacing:1px;margin-top:16px;white-space:nowrap;text-shadow:0 1px 2px rgba(0,0,0,.25)}
.ccl-bottom{display:flex;align-items:flex-end;justify-content:space-between;margin-top:11px}
.ccl-name{font-family:var(--font-head);font-size:12px;letter-spacing:.14em;font-weight:700;opacity:.92}
.ccl-brand{position:relative;width:44px;height:26px}
.ccl-brand::before,.ccl-brand::after{content:"";position:absolute;top:0;width:26px;height:26px;border-radius:50%}
.ccl-brand::before{left:0;background:#10b981}
.ccl-brand::after{right:0;background:#60a5fa;mix-blend-mode:screen;opacity:.92}
.ccl-shine{position:absolute;top:0;left:-60%;width:45%;height:100%;
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.55),transparent);
  transform:skewX(-18deg);animation:cclShine 2.8s ease-in-out infinite}
.ccl-stripe{height:40px;background:#0b1420;margin-top:20px}
.ccl-sign{height:26px;background:repeating-linear-gradient(#fff,#fff 6px,#e9edf3 6px,#e9edf3 12px);margin:14px 16px;border-radius:4px}
.ccl-shadow{position:absolute;left:50%;bottom:-20px;width:150px;height:18px;transform:translateX(-50%);
  background:radial-gradient(ellipse,rgba(11,26,64,.30),transparent 70%);border-radius:50%;
  animation:cclShadow 2.8s ease-in-out infinite;z-index:-1}
@keyframes cclFlip{
  0%,12%{transform:rotateY(0deg)}
  44%,56%{transform:rotateY(180deg)}
  88%,100%{transform:rotateY(360deg)}
}
@keyframes cclFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes cclShadow{0%,100%{transform:translateX(-50%) scale(1);opacity:.5}50%{transform:translateX(-50%) scale(.82);opacity:.28}}
@keyframes cclShine{0%{left:-60%}45%{left:130%}100%{left:130%}}
@media(prefers-reduced-motion:reduce){
  .ccl-card,.ccl-float,.ccl-shine,.ccl-shadow{animation-duration:6s}
}

/* Full-screen loader overlay */
.loader-overlay{position:fixed;inset:0;z-index:9999;display:none;flex-direction:column;
  align-items:center;justify-content:center;padding:24px;text-align:center;
  background:rgba(8,17,32,.62);backdrop-filter:blur(7px) saturate(120%)}
.loader-overlay.on{display:flex;animation:fade .25s ease}
.loader-overlay .ccl-cap{color:#fff;font-family:var(--font-head);font-weight:800;font-size:18px;margin-top:6px}
.loader-overlay .ccl-sub{color:rgba(255,255,255,.72);font-size:13.5px;margin-top:6px;max-width:320px}
.loader-overlay .ccl-dots{display:inline-flex;gap:6px;margin-top:16px}
.loader-overlay .ccl-dots i{width:7px;height:7px;border-radius:50%;background:rgba(255,255,255,.55);animation:cclDot 1.2s ease-in-out infinite}
.loader-overlay .ccl-dots i:nth-child(2){animation-delay:.18s}
.loader-overlay .ccl-dots i:nth-child(3){animation-delay:.36s}
@keyframes cclDot{0%,100%{opacity:.35;transform:translateY(0)}50%{opacity:1;transform:translateY(-4px)}}

/* =========================================================================
   Verification Waiting Screen — plain "processing" card, no visible timer.
   transfer.js still runs its real 180s approval-polling window underneath;
   this just doesn't surface a countdown or a ring, in line with how real
   bank payment gateways word this screen.
   ========================================================================= */
.verify-processing-card{padding:10px 4px 4px;text-align:center}
.vpc-spinner{width:34px;height:34px;margin:2px auto 16px;display:block;animation:vpcSpin 1.3s linear infinite}
@keyframes vpcSpin{to{transform:rotate(360deg)}}
@media(prefers-reduced-motion:reduce){.vpc-spinner{animation:none}}
.vpc-title{font-family:var(--font-head);font-weight:800;font-size:17px;color:var(--ink-900);margin-bottom:10px}
.vpc-line{font-size:13px;color:var(--ink-600);line-height:1.55;margin:0 0 6px}
.vpc-warn b{color:var(--ink-900)}

.verify-security-footer{text-align:center;margin-top:16px;padding-top:14px;border-top:1px dashed var(--line)}
.vsf-line{font-size:12px;font-weight:700;color:var(--ink-600)}
.vsf-line i{color:var(--mint-600);margin-right:3px}
.vsf-sub{font-size:11px;color:var(--ink-400);margin-top:3px}

/* Cascade-locked fields */
.field-locked { background: #f1f5f9 !important; color: #94a3b8 !important; cursor: not-allowed !important; pointer-events: none; user-select: none; }


/* ---- Inline field validation errors ---- */
.v-err {
  display: block;
  font-size: 11.5px;
  color: #dc2626;
  margin-top: 4px;
  font-weight: 500;
  animation: errShake 0.3s ease;
}
@keyframes errShake {
  0%,100% { transform: translateX(0); }
  25%      { transform: translateX(-4px); }
  75%      { transform: translateX(4px); }
}
input.v-invalid, select.v-invalid {
  border-color: #dc2626 !important;
  box-shadow: 0 0 0 3px rgba(220,38,38,0.12) !important;
}